College has become an enormous expense for most American families, and that only includes the basic costs of tuition or room and board. The additional living expenses and financial security measures often include your teen acquiring their own credit card for the first time. That presents parents with a new set of challenges and this article is intended to assist you with creating a dialogue that may help your own young-adult avoid many of the financial pitfalls that have plagued so many others who accept credit offers on campus and misuse their newfound freedom to their own monetary detriment.